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Terms & Conditions

Please read these terms carefully before using our services.

Last Updated: July 2026

This website is operated by Omshrikanth Finance Pvt. Ltd.. Throughout the site, the terms “we”, “us” and “our” refer to Omshrikanth Finance Pvt. Ltd.. Omshrikanth Finance Pvt. Ltd. offers this website, including all information, tools and services available through it, subject to your acceptance of these terms, conditions, policies and notices.

By visiting our website or using our services, you agree to be bound by these Terms & Conditions, including any additional policies referenced on our website.

Please read these Terms carefully before accessing or using the website. If you do not agree with these Terms, you should not access or use our website or services.

We reserve the right to update, modify or replace any part of these Terms by publishing changes on our website. Your continued use of the website after changes are posted constitutes acceptance of those changes.

SECTION 1 – ONLINE SERVICE TERMS

By agreeing to these Terms, you represent that you are legally capable of entering into a binding agreement under applicable law.

You may not use our services for any illegal, fraudulent or unauthorised purpose or violate any applicable laws while using the Service.

You must not transmit viruses, malware, worms or any destructive code.

A breach of these Terms may result in suspension or termination of your access to the Services.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse or restrict service where reasonably necessary for security, compliance, fraud prevention or operational reasons.

Information transmitted through various networks may be adapted to meet technical requirements of connecting systems or devices.

You may not reproduce, duplicate, copy, sell, resell or exploit any portion of the Service without our express written permission.

The headings in these Terms are for convenience only and do not affect interpretation.

SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We make reasonable efforts to provide accurate and current information, but we do not guarantee that all information available on the website will always be complete, accurate or current.

Information provided on this website is for general purposes and should not be relied upon as the sole basis for important financial or business decisions.

We reserve the right to update or modify website content at any time.

SECTION 4 – MODIFICATIONS TO SERVICES AND PRICES

Prices, charges, commissions and service availability may change without prior notice where permitted by applicable law.

We reserve the right to modify, suspend or discontinue any service or feature.

Omshrikanth Finance Pvt. Ltd. shall not be liable for modifications, price changes, suspension or discontinuation of a Service except where liability is imposed by applicable law.

SECTION 5 – PRODUCTS OR SERVICES

Certain products and services may be available only through the website, application or authorised channels.

Service availability may depend on third-party providers, banks, payment networks, billers, operators and other service partners.

We reserve the right to limit, modify or discontinue services where required for technical, regulatory, security or operational reasons.

We do not guarantee that every service will always remain available or meet every individual user's requirements.

SECTION 6 – BILLING AND ACCOUNT INFORMATION

You agree to provide current, complete and accurate account, transaction and billing information.

You are responsible for verifying beneficiary details, mobile numbers, bank account information, biller information and transaction amounts before confirming a transaction.

We may reject, hold or review transactions where information appears incomplete, suspicious, inaccurate or inconsistent.

SECTION 7 – OPTIONAL TOOLS AND THIRD-PARTY SERVICES

We may provide access to tools, integrations or services operated by third parties over which we may not have complete control.

Such services may be provided on an “as is” and “as available” basis and may also be governed by the terms and policies of the respective third-party provider.

Use of third-party services is subject to the applicable terms, conditions and risks of those providers.

SECTION 8 – THIRD-PARTY LINKS

Our website may contain links to third-party websites or services. Omshrikanth Finance Pvt. Ltd. is not responsible for the content, security, accuracy, products, services or privacy practices of third-party websites.

You should review the relevant terms and policies before using any third-party service.

SECTION 9 – USER COMMENTS, FEEDBACK AND SUBMISSIONS

If you provide feedback, suggestions or other submissions, you agree that we may use such information for improving our services, subject to applicable privacy and intellectual property laws.

You must not submit unlawful, defamatory, abusive, misleading, infringing or malicious content.

You are responsible for the accuracy and legality of information submitted by you.

SECTION 10 – PERSONAL INFORMATION

Collection and processing of personal information through our website and services is governed by our Privacy Policy.

SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS

Our website or services may occasionally contain typographical errors, inaccuracies or omissions.

We reserve the right to correct errors, update information or take corrective action where necessary, subject to applicable law and transaction rules.

SECTION 12 – PROHIBITED USES

You are prohibited from using our website or services:

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee that the Service will always be uninterrupted, error-free or available without delay.

Services are provided on an “as is” and “as available” basis, subject to applicable law.

To the maximum extent permitted by law, Omshrikanth Finance Pvt. Ltd., its directors, officers, employees, affiliates, agents, contractors and service providers shall not be liable for indirect, incidental, punitive, special or consequential losses arising from use of the Service.

Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.

SECTION 14 – INDEMNIFICATION

You agree to indemnify and hold harmless Omshrikanth Finance Pvt. Ltd., its affiliates, directors, officers, employees, service providers and partners from claims or losses arising from your violation of these Terms, applicable law or third-party rights.

SECTION 15 – SEVERABILITY

If any provision of these Terms is held to be unlawful, invalid or unenforceable, that provision shall be enforced to the maximum extent permitted by law and the remaining provisions shall continue in effect.

SECTION 16 – TERMINATION

These Terms remain effective until terminated.

You may stop using our services at any time.

We may suspend or terminate access where you violate these Terms, applicable law, security requirements, regulatory obligations or platform policies.

SECTION 17 – ENTIRE AGREEMENT

These Terms together with our policies and other applicable agreements constitute the entire understanding between you and Omshrikanth Finance Pvt. Ltd. regarding use of the Service.

Failure to enforce any provision shall not constitute a waiver of that provision.

SECTION 18 – GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable law, disputes shall fall under the jurisdiction of the competent courts applicable to the registered office of Omshrikanth Finance Pvt. Ltd..

SECTION 19 – CHANGES TO TERMS OF SERVICE

We may update these Terms from time to time. The latest version will always be made available on this page.

Continued use of our website or services after updated Terms are published constitutes acceptance of the revised Terms.

SECTION 20 – CONTACT INFORMATION

Questions regarding these Terms & Conditions may be sent to:

Omshrikanth Finance Pvt. Ltd.
Omshrikanth Finance Pvt. Ltd. Plot No.- 571 KH No. 24/2 Basement, Kakrola Housing Complex- 110078 New Delhi, India

Email: info@pocketmoneysquare.com
Phone: +91 9315969524